Hospital indemnity insurance supplements your existing health insurance coverage by helping pay expenses for hospital stays. Depending on the plan, hospital indemnity insurance gives you cash payments to help you pay for the added expenses that may come while you recover.
With medical costs rising, we can help cover expenses by paying benefits starting at admission for each day of hospital confinement — reducing out-of-pocket costs related to unexpected hospital expenses.
You can choose between lump-sum and daily benefit options. You can use benefit payments to cover medical expenses, supplement lost income, or pay for groceries, bills, or whatever they want.