What is Accidental Insurance?
Accident insurance, also known as accidental death and dismemberment (AD&D) insurance, pays out in the event that an insured person passes away or sustains particular injuries as a result of an accident that is covered. It typically covers a range of accidents and may include benefits for dismemberment or medical expenses resulting from accidents. Accidental insurance is more focused on accidents and has a narrower scope than comprehensive life insurance. It doesn't require a medical exam and is frequently more economical. A lot of individuals use it to augment their current life insurance policy, particularly if they participate in activities that increase their risk of accident.
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